Share Rates

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Share Savings & Club Rates

TIERED BALANCE

$0 - $99.99

$100.00 - $24,999.99

$25,000.00 - $49,999.99

$50,000.00 - $74,999.99

$75,000.00 +

DIVIDEND RATE

0.00%

0.15%

0.20%

0.25%

0.30%

ANNUAL PERCENTAGE YIELD (APY*)

0.000%

0.150%

0.200%

0.250%

0.300%

DIVIDENDS PAID

N/A

Quarterly

Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account. All rates are subject to change without notice.

Share Draft Checking Rates

CHECKING TYPE

Free Checking

OnePlus, OnePremier, OneE

DIVIDEND RATE

0.00%

0.10%

ANNUAL PERCENTAGE YIELD (APY*)

0.000%

0.100%

DIVIDENDS PAID

N/A

Monthly

Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account. *Fees may reduce earnings on this account. *If you close

your account before dividends are paid, you will not receive the accrued dividends. All rates are subject to change without notice.

Money Market Checking

TIERED BALANCE

$0 - $2,499.99

$2,500.00 - $9,999.99

$10,000.00 - $24,999.99

$25,000.00 - $49,999.99

$50,000.00 +

DIVIDENDS PAID

N/A

Monthly

ANNUAL PERCENTAGE YIELD (APY*)

0.000%

0.100%

0.150%

0.200%

0.250%

DIVIDEND RATE

0.00%

0.15%

0.20%

0.25%

0.30%

Dividends are calculated by the average daily balance method. All rates are subject to change without notice.

Share Certificates

182 DAY

$500.00 +

ONE YEAR

$500.00 - $99,999.99

$100,000.00 +

18 MONTH

$500.00 - $99,999.99

$100,000.00 +

TWO YEAR

$500.00 - $99,999.99

$100,000.00 +

THREE YEAR

$500.00 - $99,999.99

$100,000.00 +

FOUR YEAR

$500.00 - $99,999.99

$100,000.00 +

DIVIDENDS PAID

Monthly

DIVIDEND RATE

1.10%

1.40%

1.50%

1.40%

1.50%

1.80%

1.90%

2.25%

2.50%

2.75%

Dividends are calculated by the average daily balance method. *If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subject

to a 31 days interest penalty for early withdrawal. All rates are subject to change without notice. $2,500 minimum deposit to open 182 Day Cert. All others, $500 minimum.

IRA Certificates

ANNUAL PERCENTAGE YIELD (APY*)

1.106%

1.409%

1.511%

1.409%

1.511%

1.816%

1.918%

2.275%

2.531%

2.788%

ONE YEAR

$500.00 - $99,999.99

$100,000.00 +

TWO YEAR

$500.00 - $99,999.99

$100,000.00 +

THREE YEAR

$500.00 - $99,999.99

$100,000.00 +

FOUR YEAR

$500.00 - $99,999.99

$100,000.00 +

DIVIDENDS PAID

Monthly

DIVIDEND RATE

0.85%

0.95%

1.40%

1.65%

1.60%

1.85%

1.80%

2.05%

ANNUAL PERCENTAGE YIELD (APY*)

0.853%

0.954%

1.409%

1.664%

1.613%

1.867%

1.816%

2.071%

Dividends are calculated by the average daily balance method. *Share Certificates- IRA accounts are subject to a $25.00 closing fee. You are also subject to a 31 days interest

penalty for early withdrawal. All rates are subject to change without notice. $500 minimum deposit for all IRA Certificates.

*APY = ANNUAL PERCENTAGE YIELD